Also known as the Be Your Own Bank concept, this shielded retirement account is powered by life insurance that boasts a Death Benefit, Tax Free Monthly Income, Critical Illness rider, Tax Free withdrawal for loans and protection from market volatility while allowing comparable growth.
Strategic rollovers of existing retirement accounts from previous employers that provide guaranteed income for life while protected against market volatility. This tool allows for withdrawals from the retirement account without causing “double dipping” during the bear market years. Choose from various options of qualified and non-qualified rollovers to fit your tailored plans.
Practical retirement planning involves establishing assets that will provide income for the entirety for the retirement period and also service effectively during the highs and lows of the market. We provide comprehensive retirement planning options that include establishing a retirement account (401k, 403b, IRA, Simple, SEP and Roth IRAs) and planning education of tax deferred and tax free options. This service is beneficial for all, self employed and/or employed; whether you already have a retirement account or one is not offered by your employer, we can assist.
Universal Life (UL) Insurance is a form of permanent life insurance with an investment savings element. It comes with some liabilities in term of section of investments and premiums.
The mortgage insurance policy is issued by a mortgage lender for their best interest not your as they will the beneficiary not your family. We can provide a better solution to worth your hard earned money.
Individuals/families that need access to affordable healthcare, we assist accessing competitive plans through Obama Care / Affordable Care Act (ACA) / The Marketplace. The simple application process provides determination of qualification for government subsidies in assistance paying for the monthly health insurance premiums. With hundreds of plans to choose from and multiple tiered coverage, we can help customize coverage to fit your specific need.
Whether you are a self employed sole proprietor, a partner of an LLC or a member of an S-Corp with no employees to multiple employees, we assist in accessing healthcare for you and your employees. With hundreds of competitive plans available through Obama Care / Affordable Care Act (ACA) / The Marketplace, we can help create an individual self employed and/or group plan that is both affordable for you and/or your employees.
For individuals/families that need assistance accessing healthcare due to special qualifying circumstances, assist in educating, completing applications and choosing plans that fit your needs.
Long term care insurance can provide coverage if you become unable to care for yourself and need assistance to manage daily living activities. Long term care isn't just for seniors. You may become unable to care for yourself for 90 days or more at any point in your life.
Critical illness insurance is a living benefit insurance policy that pays out a tax-free lump sum if you develop a specified illness, health event, or undergo treatment while under its coverage. Critical Illness provides financial protection to you and your family, helping you to stay focused on getting well.
Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income. A disability can result from a number of causes, including an injury, a serious illness or a mental health issue. And the duration of a disability can be either short- or long-term.
A powerful wealth building plan for children that sets them on track for a successful future. These compound interest market volatility protected funds can be used for anything like- their first car, a college degree, a home, capital for a business, retirement and/or generational wealth.
Working with an accounting professional is an essential part of running a small business by ensuring that your financial records are accurate and up-to-date, which is crucial for making informed business decisions. Some of the specific financial services we offer that may be helpful for your business include bookkeeping, tax planning and preparation, financial analysis, payroll management and budgeting.
